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Showing posts from May, 2016

How to really save money?

I am a very good money manager. I save a very high amount of my salary consistently every payday. I was saving 75% of my income consistently in the last three years. I have zero debt. I paid everything, including car, with cash - no loans. I aimed to be able to afford a house with cash, too. I am not a weirdo frugal. I wear reasonably nice clothes, shoes and accessories (bags, watch and jewellery). I go out and enjoy nice dinners occasionally. And no, I am not a high income earner. I earn $70,000 gross per year. And no, I don't earn any bonuses at all. And no, I don't get anything (money, gifts, presents, bribes, or anything alike) from anyone, at all. People always come up to me and literally complained, "why can you have that?" "how do you  afford that?" "how do you have enough money?" "you must have a rich boyfriend!" All sort of negativities. I always say "save, have zero debt and pay cash for everything." May b